To combine your retirement status with that of a micro-entrepreneur, you must meet the following conditions:

• You must have liquidated all your vested rights for retirement.
• You have reached the statutory retirement age.
• You must have ceases any professional relationship with your former employer at the time of termination of your contract.

You must inform the National Old-Age Insurance Fund (Cnav) in writing of the resumption of self-employment within one month of the resumption:

You must provide the following:

• Name and address of the company where you are self-employed
• Start date of your activity
• Amount and nature of income from your activity and the social security schemes to which you are affiliated
• Proof of income over the period of activity
• Name and address of the other pension organization(s) paying you a pension

The accumulation of your micro-entrepreneur income and your retirement pensions can be either complete (employment-retirement accumulation liberalized) if you benefit from a full pension rate, or capped.

Cumulative employment and retirement liberalized

You can accumulate your retirement pension and your professional income as a micro-entrepreneur no ceiling limit if you meet the following conditions:

• You have reached the legal retirement age.
• You can justify a full career or have achieved the age of the full rate.
• You have liquidated all your basic and supplementary pensions with the compulsory French and foreigners pension schemes and in the schemes of international organizations.

Your activity as a micro-entrepreneur allows you to contribute for a second retirement. However, it is not possible to contribute for a third retirement.

Capped employment-retirement accumulation

If you do not meet the conditions for dual employment and liberalized retirement, you can accumulate your professional income and your pension. In this case, it must not exceed one of the following ceilings depending on your situation:

• You are located in a zone France ruralités revitalization (ZFRR) or a priority urban area (ZUP): the annual amount of your retirement pensions and income must not exceed €48,060.
• You are affiliated to the Cnavpl: titleContent : the annual amount of your retirement pensions and income must not exceed €48,060.
• You are affiliated to the Cnav: titleContent : the amount of your retirement pensions and income must not exceed €24,030.

When you exceed the threshold that corresponds to your situation, your retirement pensions are no longer paid.

You must declare your turnover as a micro-entrepreneur. Your turnover is taxed on the plan of micro-fiscal taxation.

your social contributions and contributions are calculated based on the turnover or income you make as a micro-entrepreneur.

It's about the regime micro-social.